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In enhancement, clients for this kind of strategy can have severe lawful or criminal backgrounds. It is necessary to note that different service providers use a series of concern ages on their ensured issue plans as reduced as age 40 or as high as age 80 - final expense life insurance south carolina. Some will certainly additionally use higher stated value, as much as $40,000, and others will enable better fatality advantage conditions by improving the interest price with the return of premium or decreasing the number of years until a complete survivor benefit is available